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Werner Insurance Advisors, Ltd. specializes in business, home, auto, and life insurance & annuities.

Insuring Oak Creek and all of Wisconsin, and providing commercial and personal insurance services to all of Wisconsin, Illinois, and Indiana.

As a locally owned and operated insurance agency in Oak Creek, Wisconsin, Werner Insurance Advisors, Ltd. is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients in managing and planning for all types of risk.

Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. With Werner Insurance Advisors, Ltd., our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.

When you work with Werner Insurance Advisors, Ltd., you’ll experience the award-winning service and attention to detail that you can only find with an independent insurance agency.

Werner Financial Services
R Kenneth Werner Jr, CIC
President
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Recent News & Updates

Risk Factors of Living Without Life Insurance

Life insurance often gets pushed down the road until a health scare, a new baby, or a sudden loss forces the question fast. Going without coverage is not only a risk tied to death. It is a risk to the people and obligations that keep moving after you are gone. The Financial Risk Can Be Bigger Than Expected Coverage gaps remain common. In the 2025...

A Homeowner’s Guide to Dealing with Ice Dams

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

Life Insurance: 5 Signs You Might Be Underinsured

Life rarely stands still. You may have gotten married, welcomed a child, bought a home, or moved up in your career since you first bought life insurance. If your policy has not changed with your life, your family could be counting on a benefit that no longer fits their needs. These five warning signs show when coverage may be too low. Sign #1: Your Income...

New Year Business Insurance Checklist

Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelve months, your company may have opened a new location, hired more staff, bought equipment, or added services. If your coverage has not kept pace, one loss could disrupt everything you have built. Start With An Annual Coverage Audit...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.